INVESTMENTS

Mutual Funds

At Viking Wealth Managment, we are not affiliated with any one particular *mutual fund company.  We carefully choose investments from various companies to build portfolios based on management, management style, risk and opportunity; the same companies I would recommend for myself, family and friends.

Segregated Funds

With Canadians facing many challenges as they transition into retirement, the traditional financial planning and investment strategies such as asset allocation may no longer be enough to protect assets and ensure a sustainable retirement income stream, especially during volatile market conditions.

Looking for solutions to retirement income risks?

See some video examples of that may relate to you and your situation.

Segregated fund policies are similar to mutual funds, but they're only available through life insurance companies.  Professional investment managers invest in a variety of individual securities, and the value of your policy's units increase or decrease with the performance of the segregated funds you select.  However, because segregated fund policies are a form of life insurance, they have advantages for some investors.

 

These advantages can include:

  • Ability to designate a beneficiary to bypass the estate
  • Potential for creditor protection **
  • Savings on potential probate fees, if any
  • Maturity and death benefit guarantees
  • No trustee fees
  • Lifetime income benefit option

I have access to a wide variety of segregated funds.  Contact me today to find out how segregated funds could strengthen your investment portfolio.

 

A description of the key features of the segregated fund policy is contained in the information folder.

Insurance products, including segregated fund policies are offered through Viking Wealth Management Inc. and Doug Biehn offers *mutual funds through Investia Financial Services Inc., a mutual fund dealer. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the fund's simplified prospectus before investing. Mutual fund securities are not guaranteed, their values change frequently and past performance may not be repeated. This website is intended for use by residents of Saskatchewan and Alberta. 

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE POLICYOWNER AND MAY INCREASE OR DECREASE IN VALUE.

 

**Creditor protection depends on court decisions and applicable legislation, which can be subject to change and can vary from each Province; it can never be guaranteed.  Talk to your lawyer to find out more about the potential for creditor protection for your specific situation.